What is a National Bank?

For this roundup, national banks are financial institutions with a presence in at least 15 states. This includes banks with physical branches as well as those that are online-only. Accounts at the online banks are available to people living in almost every state. For banks with branches, we considered only those that had at least 1,000 locations.

How does a National Bank work?

Here’s how it works . National banks offer a wide variety of accounts and services, including wealth and investment management. Here's Kiplinger's pick of the best. National banks offer a wide variety of accounts and services, including wealth and investment management.

What are the best national banks?

The best national banks combine low fees, high yields and good customer service, making it easy for you to complete your banking needs with as little fuss as possible. Account details and annual percentage yields (APYs) are accurate as of May 6, 2024. EverBank. Ally Bank. Quontic Bank. nbkc Bank. CIT Bank. Boeing Employees’ Credit Union. TAB Bank.